Acquire the Information

No matter if you are working or studying, you always have a risk of life outside and inside your house. This can be in the form of disease, accident or a casual health affirmation. This is not to scare you or put a negative impression on your mind about fear but just to make you alert, what you need to do is just take one step. Step of insuring your health.

Health insurance is not something totally equal to a regular insurance, but it is something that helps you during emergencies. Be it a disease, accident or any kind of health issues, if you are insured then you don’t have to pay for anything. There are lot of health insurance plans that you can avail and some of them are mentioned below:

Individual Health Plans 

Largely, an individual health insurance plan (IHIP), or ‘mediclaim’, would cover expenses if you are hospitalised for at least 24 hours. Some of the expenses that are covered are room rent, doctor’s fees, anaesthetist’s fees, and cost of blood and oxygen and operation theatre charges. 

Family Floater Plans 

It takes advantage of the fact that the possibility of all members of a family falling ill at the same time or within the same year is low. Under a family floater (FF) health plan, the entire sum insured can be availed by any or all members and is not restricted to one individual only as is the case in an individual health plan.

Senior Citizens’ Plans 

Insurance is considered a form of long-term savings for senior citizens. This money provides financial stability and also helps them in times of need. Medical insurance enables senior citizens to pay for health checkups, emergency medical costs and long-term treatment. Medical insurance is provided through several private insurance companies and four public sector general insurance companies.

Critical Illness Plans 

A Critical Illness plan means to insure against the risk of serious illness. It will give the same security of knowing that a guaranteed cash sum will be paid if the unexpected happens and one is diagnosed with a critical illness. 

The purpose of a critical illness plan is to let you put aside a small regular amount now, as an insurance against all this happening.

Now, as you have full information on your hand, Karvy Private Wealth helps you in taking the further step.

To know more:
Contact us on karvy@gmail.com
Visit our website: http://www.karvywealth.com
Join us on Facebook: http://www.facebook.com/KarvyWealth

Follow us on Twitter: https://twitter.com/KarvyWealth