Monday 28 March 2011

Perfect money tips to plan your summer vacation

It’s the time of the year when everyone merely wants to get out and go for some summer shopping or just go on a vacation. If your plans include travelling abroad, touring Glorious India or relaxing at home, summer vacations bring extra expenses.

With many companies from around the world bringing good jobs and higher pay to middle class India, it’s the perfect time to join in summer fun.


1. Set limits
People talk about saving money during the fall and winter holidays, but rarely mention the added cost of summer months. Before the summer gets in full swing, take a little time off to set limits as to what you are willing and able to spend. Look at your budget and determine the amount to spend each month and stick to it.

2. Plan ahead
A little planning goes a long way. Planning ahead can also save you time. There is nothing more frustrating than trying to book your vacation and not being able to get what you really want.
By planning ahead, you can use the various search engines on the Internet to look at the best vacations. By doing this you can spend your energy on creating the holiday that suits your family's needs. Most sites will help you customise your travel plans and direct you to the best available prices; again, saving you thousands of rupees.

3. Maintenance in March
It is recommended that you get your a/c units and coolers maintained before the summer season begins. By doing this, you can possibly avoid the inconvenience of a broken-down unit from over-use during the peak summer season.
Plus you will not get hit with emergency charges or having to wait for days before a maintenance man can get to you. Take a look around your house and think of all the appliances that might need to be serviced right now. Call and schedule an appointment before it really heats up.

4. Summer camps/Workshops
This summer take the time before school gets out to research and enrol your children in summer camps or workshops. There are various activities and clubs to choose from and here are some great ways to save money:
a) Are you a member of a club? Check with your club for special summer programmes for club members. Is there an additional fee? Will members get a discount?
b) Is there a library in your area? Often libraries will have great summer workshops for children and incentive based programmes with prizes to keep kids reading during the hot summer months.
Don't be afraid to ask if there are special summer month discounts for membership (if memberships are required).

c) Be creative! Move the furniture, throw down a blanket and have a picnic in the living room or hall area. It will be fun for the kids and the memories will give you a smile for months to come.
Also, during the cooler parts of the day, take a nature walk and collect leaves, flowers and rocks. With these hand-collected 'treasures' make crafts. Set up a plastic table cloth and let your children paint rocks, glue leave collages or press flowers for home-made cards.

5. Give of yourself
It is never a bad time to be charitable. In the summer months there are children, women and elderly that are walking to and from school and work with no shoes and very little water. Animals all over India are in desperate need of drinking water. These are just two examples of humanitarian issues that need attention in summer months.

Source: http://www.rediff.com/getahead/slide-show/
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