The World This Week - 20th to 24th June, 2016

The World This Week - 20th to 24th June, 2016 from Karvy Private Wealth

The World This Week - 19th to 24th Oct, 2015

The World This Week - 19th to 24th Oct, 2015 from Karvy Private Wealth

The World This Week -13th July to 18th July, 2015

The World This Week -13th July to 18th July, 2015 from Karvy Private Wealth

The World This Week: July 8 - July 13, 2013

The World This Week July 8 - July 13, 2013 from Karvy Private Wealth

The World This Week: July 1 - July 5, 2013

The World This Week: July 1 - July 5, 2013 from Karvy Private Wealth

The World This Week June 24 - June 29, 2013

The world this week June 24 - June 29, 2013 from Karvy Private Wealth

RBI Monetary Policy Review June 2013

RBI Monetary Policy Review June 2013 from Karvy Private Wealth

The World this Week: August 27 - August 31, 2012

Statistical Success Story of fastest growing Nations

Every nation is in the rat race to become the nation with the fastest growth rate. This growth rate is defined by the acceleration of growth of the different industries in the country. Irrespective whether the country is under-developed, developing or developed; everyone is adopting newer methods to make their firms top the list of the fast-growing firms in the world.

The IBTIMES.com has done the grading of the country on the basis of the number of firms that have shown excellent growth rate in the last year. India topping this list is certainly a matter of pride. India has 242 fastest-growing companies and its current GDP is $1.85trillion. This is a record-breaking number considering that India still forms a place amongst the developing countries of the world. Indian companies make up nearly a quarter of the total number of companies on the list

The United States of America is a close second having 176 fast-growing companies but GDP of smashing $15.09 trillion. The country at the third place in the list is Taiwan. Taiwan is then followed by China, South Korea, Malaysia, Canada, Honk Kong, UK, Australia, Thailand, Singapore, Pakistan, Germany, Argentina, France, Qatar, Sweden, Oman and Turkey.

The GDP of these nations may vary drastically but they have managed to convert a large number of their firms into a fast-growing firm.

Learn from your Past

Are you looking for a special plan for your investment? or you just want to spend on something which has no relation with your past investments? The answer is clear! You would always prefer referring to the mistakes you have done and then correcting it by not implementing it on your next plan. This is obviously what you would want to do and probably you will do.

 

Remember your past is the best healer of your present. It comes up with lot of experience and knowledge which you can use and later execute in your plans. It is the best way to learn and a proper technique can be built from it so that you get the desired results. For that, you need to jot down what has helped you the most and what has not given you the needful output. If you know that, you can then generate a new idea for yourself. This idea will be a filtered idea where you will avoid making any previously done mistakes and start with a fresh but matured ingredients.

Significance of your past is that, you will always learn from you. So you better don not ignore it as it will some or the other day help you in solving your confusion and move ahead in the strategy. If you think you cannot overcome your past mistakes and don't know how to solve it, contact wealth experts at Karvy Private Wealth.

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Top-Level Investment

Remember the time when you used to play video games and every time you cleared on level, you reach to other and later you come to a place where you have no other option than to revive your strategy. Every level of your game, you shifted your strategy and upgraded it as per the situation. The same thing is with the top-level investment where you reach at a level which needs a total new strategy and plan.

The time where you do not upgrade your strategy and move from one level to another, it is obvious that you would not succeed in your execution and you might fall at some or the other time. Being at the top-level needs a very good understanding of the market and whoever has reached to that stage can be termed as a perfect investor. This is only possible when you have been through every stage of investing and succeeded at every level.

Top-Level Investment does not only mean that it's about high-end strategy with high cost implementation, it also means creating your goal with a right target in mind and using right amount of fund to shell out. This looks easy but it isn't. Nothing will go right unless and until you plan it out well and understand the situation to the deepest. It's an expert who can get you a right kind of offers with accurate amount that you need to put on. The expert will give you full fledged detailed analysis of the market which will help you decide on your investment plan.

Therefore, Top-Level Investment does not mean you invest at your risk and wait for result. It means making right decision irrespective of who's guidance you are taking.

If you want to know more visit us:


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Risks of High-Yield Investing

High-yield investments also have their disadvantages, and investors must consider higher volatility and the risk of default at the top of the list. Fortunately for investors, default rates are currently around 2.5 to 3% (as of August 2012, according to Fitch Ratings), which is near historic lows. However, you should be aware that default rates for high-yield mutual funds are flawed. The figures can be manipulated easily by managers because they are given the flexibility to dump bonds before they actually default and get downgraded and to replace them with new bonds.

How would you be able to assess more accurately the default rate of a high-yield fund? You could look at what has happened to the fund's total return during past downturns. If the fund's turnover is extremely high (over 200%), this may be an indication that near-default bonds are being replaced frequently. You could also look at the fund's average credit quality as an indicator; this would show you if the majority of the bonds being held are just below investment-grade quality at 'BB' or 'B' (Standard & Poor's rating). If the average is 'CCC' or 'CC,' then the fund is highly speculative ('D' indicates default).

Another pitfall to high-yield investing is that a poor economy and rising interest rates can worsen yields. If you've ever invested in bonds in the past, you're probably familiar with the inverse relationship between bond prices and interest rates: "as interest rates go up, bond prices will go down." Junk bonds tend to follow long-term interest rates more closely; these rates have recently stabilized, thus keeping investors' principal investment intact.

During a bull market run, you might find that high-yield investments produce inferior returns when compared to equity investments. Fund managers may react to this slow bond market by turning over the portfolio (buying and selling to replace the current holdings), which will lead to higher turnover percentages and, ultimately, add additional fund expenses that are paid by you, the end investor.

In times when the economy is healthy, many managers believe that it would take a recession to plunge high-yield bonds into disarray. However, investors must still consider other risks, such as the weakening of foreign economies, changes in currency rates and various political risks.

Source: http://www.investopedia.com/

The world this week august 20 - august 24 2012

The world this week august 20 - august 24 2012 from Karvy Private Wealth

Are you on a Right Track?

Investment is when you purchase goods with a certain amount of money for gaining a substantial future wealth.

It may sound like a simple term but it actually involves complex calculations, where you select an optimum scheme that suits your investment options, understand the conditions that apply to that scheme and then carefully invest. It does not end there; you need to keep a close eye on your investment from time to time to see if your asset is in good hands. If you see your investment is deteriorating due to market conditions then withdraw your assets and invest it in a scheme where it is lucrative. The ultimate goal of your investment is to know if “you are on the right track”

You need to be vigilant with regards to the market conditions as they might affect your investment to a great extent. One must also understand that there are various ways of investing money, and you can always have a backup plan. So in case your original plan fails, you have a plan B ready to be executed at the appropriate time. Every little step needs to be measured and calculated with time. No one understands your wealth more than you do and hence choose a scheme that suits you best; more importantly suit your monetary needs. In order to be a ‘Smart Investor’ you should always allocate your wealth wisely.

The World this Week: August 13 - August 17, 2012

The World this Week: August 13 - August 17, 2012 from Karvy Private Wealth

Insurance & its myths

Life Insurance is not easy. It is also not difficult if you have a total knowledge about it. What you need to do is unfollow some of the myth about insurance and understand it from the core. These myths are spread across the investors and hence lets talk about these myths so that you just refer and wipe it from your mind. Followin are some of the myths which you would also relate to:

1. I am Single & there is no one dependent on me, so why do i need insurance!
2. My Life Insurance Coverage Needs Only Be Twice My Annual Salary
3. My Term Life Insurance Coverage at Work Is Sufficient
4. The Cost of My Premiums Will Be Deductible
5. I Absolutely MUST Have Life Insurance at Any Cost
6. I Should ALWAYS Buy Term and Invest the Difference
7. Variable Universal Life Policies Are Always Superior to Straight Universal Life Policies Over the Long Run 
8. Only Breadwinners Need Life Insurance Coverage
9. I Should Always Purchase the Return-of-Premium (ROP) Rider on Any Term Policy
10. I'm Better off Investing My Money Than Buying Life Insurance of Any Kind

There are quite more myths and misinterpretations about insurance. What's important that your life is always at risk and at no point you would know will happen next. Hence, forget the myths and analyze the importance of Insurance. 

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Source: www.Investopedia.com

Are you hungry...for returns?

You crave for food when you are hungry and you crave for returns when you are hungry for revenue. This happens when you have a very high expectations with your investments and you urge for more. Investment can be done only when you have that right amount of fund implemented at right place with proper understanding of it. The hunger for returns will get fulfilled only when you are convinced. If you are not convinced with the returns you are getting, that means either you have invested at wrong place or you are dreaming more than you actually should.

 

When you are hungry, you like whatever is kept on your plate and you easily eat it. But when you are done with it, you quite dislike the same thing you liked few minutes back. Same is with investment. When you are hungry for returns, whatever investment source is been displayed, you tend to accept it and invest. Later you realize it is not as good as other source. This happens only when you have not analyzed and understood about it. Later you repent.

The right way to fulfill your hunger is eat slow, eat fresh and eat by knowing the fact that you will soon find it less pleasurable. Whatever you have got, you have got it as per your investment and market conditions at that time. Hence if you want to fulfill your hunger, chose a right strategy and think of future, Ans if this is not possible, let us know.

You Love Benefits? Here are some!

Benefits in life are our habits and without any benefits there is no re-enforcement which will take place. When you are searching for a piece of paper, you would always want it to be either a denomination or a pay cheque. This is nothing but a benefit you are looking in that paper. Be it anything, whatever you search or you find, there is one or the other benefit which leads you to take another step.

There is no harm in attaining the benefits as there is always a need for persuasion in any kind of work. No doubt about how much you love benefits and how much you seek for it. But what is important that, is it a right kind of benefit you are looking for or it's juts a small term return you are getting. Being greedy is one thing and being greedy with knowledge is other. Some benefits just look good from outside but are of no value if you go deep.

There for just one thing that you need to know that , always chose a point where you are looking for a right benefit after having a right amount of knowledge of it. If you are not able know, the it's better to consult an expert. Karvy Private Wealth deals with such kind of benefits and our experts just don't let you down with it.


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Inflation & It's elements

In economics, the word inflation refers to general rise in prices, measured against a standard level of purchasing power. Previously, the term was used to refer to an increase in the money supply, and now referred to as expansionary monetary policy pr monetary inflation. Inflation is measured by comparing two sets of goods at two points in time, and computing the increase in cost not reflected by an increase in quality.

Wholesale Price Index (WPI)
Declared on a monthly basis, the index is calculated on the average rate of change in the wholesale market. The WPI contains 980 commodities, with a base year of 2004-05. The WPI basket comprise manufactured products (65%), primary articles (20%) and fuel & power (15%). Food articles are a part of primary articles, constituting 14% of the overall WPI. Processed foods, part of manufactured products, account for 11% of the WPI.

Commodity Price Index (CPI)
The CPI is declared on a monthly basis. It is a statistical time series value based on the weighted average rate of change in the prices of a set of goods and services purchased by the consumer. The CPI is more comprehensive, catching the inflation value from the end-consumer perspective rather than from a wholesale one.

In India,  inflation is measured by movement of the WPI, which is more closely followed than the CPI.

Start the league of Investments

Markets are fluctuating; Sensex is going up & down. No one can estimate what will happen in the next minute. But there is always scope of improvement and chance of getting good returns. You just need to start applying mind on the prospects that are you looking for. These prospects might not be entertaining in the beginning but instead of avoiding it and ignoring its significance, give an eye to it too.

If you are a person who have just started earning a good amount and looking for an investment, this is just the right time you start analyzing your capital and the source of investments. Be it bonds, shares, insurance, mutual funds, etc. what is necessary is how much knowledge you have about all these resources. If you do not have the available knowledge then you might fall at the wrong place. Hence starting with the initial stage of research and later exploring the available resource is a must in this era. 

Your daily routine of work will never get over and you can’t just wait to get done with the work and start investing after that. What you need to do is just resume with your strategies and systematically start implementing your plans. The league of investments needs to be started as soon as possible because the right time can end at anytime and you might be late in acquiring the opportunity.

Be it your first investment or last, your investment can be taken care by Karvy Private Wealth. What you just need to do is:

Contact us on karvy@gmail.com

Visit our website: http://www.karvywealth.com
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